Cruise on your terms with Flex Pay
Flex Pay cruise payment plan makes paying for your voyage simple by giving you the freedom to travel when you want, with as low as $0 due at booking and the flexibility to pay over time.*
Sail on your terms
Explore more with Flex Pay 0% APR
Book in three easy steps. Flexible monthly payments give you the freedom to customize your voyage and stay on top of your budget with 0% APR and as low as $0 down.*
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Choose the voyage and the cabin or suite you want, surrounded by who you want with you
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Select Flex Pay - Pay Monthly as your payment method at checkout
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Enjoy the freedom to sail on your own terms and pay over time
Book Now, Pay Later
Don't put your dream voyage on hold
Low Monthly Payments
Budgeting made easy
Easy Application
Quick decision
Autopay on Autopilot
No payment dates to remember.jpg)
Interest-Free
0% APR available
Payment Options
Virgin Voyages Deals
Limited-time offers & programs
Unexpected discounts, unrivaled rewards, and unforgettable perks to elevate your experience (far) beyond sea level. Our irresistible, limited-time offers and Red-hot Programs were designed to help you create the vacation you deserve — with the extraordinary flair that only the Virgin brand can deliver.
There are many benefits to financing your next cruise vacation, especially when you plan and book early to take advantage of savings and flexible payment plans.
...Here are the most frequently asked questions about Cruise Financing.
*US: Based on a purchase price of $2,000.00 you could pay a downpayment of $117.44 today, followed by 18 monthly payments of $117.44 at 15% APR. Down payment may be waived for qualified applicants. 0% APR available for qualified applicants. Actual terms are based on your credit score and other factors and may vary. APRs range from 0%-36%. Not everyone is eligible. Loans made through Flex Pay by Upgrade are offered by these lending partners: Upgrade.com/flex-pay/lenders/. Privacy Policy. Terms of Use. Flex Pay’s Address: 275 Battery St 23rd floor, San Francisco, CA 94111.
*CA: Based on a purchase price of $2,000.00 you could pay a downpayment of $117.44 today, followed by 18 monthly payments of $117.44 at 15% APR (Annual Percentage Rate) for total of repayment amount of $2,231.42 ($2,000 in principal and $231.42 in interest). Down payment may be waived for qualified applicants. 0% APR available for qualified applicants. Actual terms are based on your credit score and other factors and may vary. APRs range from 0%-34.99%. Not everyone is eligible. Applicants are subject to approval by Uplift Canada Services ULC, a subsidiary of Upgrade, Inc. Privacy Policy. Terms of Use. Flex Pay’s Canada Address: 410 Adelaide Street West, Suite 220, Toronto, Ontario M5V1S8.