Book Now. Pay Monthly.

As low as $0 down + interest-free installments*

Cruise on your terms with Uplift

Uplift cruise payment plan makes paying for your voyage simple by giving you the freedom to travel when you want, with as low as $0 due at booking and the flexibility to pay over time.*

Sail on your terms

Explore more with Uplift 0% APR

Book in three easy steps. Flexible monthly payments give you the freedom to customize your voyage and stay on top of your budget with 0% APR and as low as $0 down.*

  1. Choose the voyage and the cabin or suite you want, surrounded by who you want with you

  2. Select Uplift Pay Monthly as your payment method at checkout

  3. Enjoy the freedom to sail on your own terms and pay over time

Financing via Uplift Icons

Book Now, Pay Later

Don't put your dream voyage on hold

Financing via Uplift Icons

Low Monthly Payments

Budgeting made easy

Financing via Uplift Icons

Easy Application

Quick decision

Financing via Uplift Icons

Autopay on Autopilot

No payment dates to remember

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Payment Options 

0% APR available

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Limited-time offers & programs

Unexpected discounts, unrivaled rewards, and unforgettable perks to elevate your experience (far) beyond sea level. Our irresistible, limited-time offers and Red-hot Programs were designed to help you create the vacation you deserve — with the extraordinary flair that only the Virgin brand can deliver.

There are many benefits to financing your next cruise vacation, especially when you plan and book early to take advantage of savings and flexible payment plans.

  • Plan Early & Book Early

Utilize monthly cruise financing to save by booking early, reward yourself with the vacation you’d like to go on. You’ve worked hard, now it's time to enjoy life with an epic adults only vacation. Remove the financial stress with saving to make full payment for your next vacation, and use financing and save by booking early.

  • Flexible Vacation Payment Plans

You’ll have options when planning your next vacation as you won’t have to come up with the full payment when you take advantage of a monthly payment plan. Find multiple cruises that meet your budget, and financial situation, making it easier to book your next vacation.

  • Zero-Interest Options

If you qualify, you’ll be able to take advantage of 0% APR and as low as $0 down for your next cruise vacation. You’ll be able to enjoy your next cruise without having to worry about extra interest payments with this cost-effective way to book your next vacation.

  • Budget-Friendly

Enjoy a luxury cruise while on a budget, you deserve it! With smaller fixed monthly payments you’ll be able to take the cruise of your dreams with payments that you know you can handle.

Here are the most frequently asked questions about Cruise Financing.

Uplift gives you the freedom to book your vacation now and make payments over time with simple fixed installments. Some payment plans include interest while some are interest-free. When you’re ready to checkout, just select “Uplift” as your payment method, complete a short application, and receive a quick decision. Choose the terms of your payment plan, finish checking out, and enjoy your purchase. Then, pay over time with simple, no-surprise monthly payments. 

Shop for your vacation just like you normally would.  When you are ready to checkout, simply select Uplift as your payment method. To apply, you’ll need to provide some basic information like your mobile number, date of birth, and if you are a US resident, your Social Security Number. If you’re approved, finish checking out and you’re done.

We look at a number of factors, including your credit information, purchase details, and more.

You can make a payment anytime by visiting and clicking on the Loans tab. From here, click the Make a Payment button.

We recommend that you enable AutoPay at time of purchase so that your payments are automatically deducted each month.

If you don't have AutoPay enabled, visit, click on the Accounts page, and set the AutoPay toggle to ON.

You can also change the form of payment on file with Uplift anytime by visiting

Yes! You do need to allow a few days between booking and your departure date for things to process. Other than that, you are free to travel whenever – even before you’re all paid off.

*US: Based on a purchase price of $2,000.00 you could pay a downpayment of $117.44 today, followed by 18 monthly payments of $117.44 at 15% APR. Down payment may be waived for qualified applicants. 0% APR available on terms up to 18 months for qualified applicants. Actual terms are based on your credit score and other factors and may vary. APRs range from 0%-36%. Not everyone is eligible. Loans made through Uplift are offered by these lending partners: PolicyTerms of UseUplift’s Address: 440 N. Wolfe Road Sunnyvale CA 94065

*CA: Based on a purchase price of $2,000.00 you could pay a downpayment of $117.44 today, followed by 18 monthly payments of $117.44 at 15% APR (Annual Percentage Rate) for total of repayment amount of $2,231.42 ($2,000 in principal and $231.42 in interest). Down payment may be waived for qualified applicants. 0% APR available on terms up to 18 months for qualified applicants. Actual terms are based on your credit score and other factors and may vary. APRs range from 0%-31.99%. Not everyone is eligible. Applicants are subject to approval by Uplift Canada. Privacy PolicyTerms of Use. Uplift’s Canada Address: 410 Adelaide Street West, Suite 220. Toronto, Ontario M5V1S8.

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